The Department of Housing and Urban Development (HUD) has officially ended Federal Housing Administration (FHA)-insured mortgages for non-permanent residents, blocking illegal aliens from accessing taxpayer-backed home loans. HUD Secretary Scott Turner announced the policy change Wednesday, reversing a Biden-era loophole that allowed illegal migrants to qualify for the program.
“There will be no more illegal aliens getting HUD-backed home loans,” Turner stated, criticizing the previous administration for exploiting taxpayer resources to benefit non-citizens. The new eligibility requirements, set to take effect on May 25, will also apply to Deferred Action for Childhood Arrivals (DACA) recipients and individuals with pending asylum or refugee status.
HUD’s General Deputy Assistant Secretary for Housing, Jeffrey D. Little, noted that FHA “does not retain citizenship or residency data from the loan application,” making it unclear how many non-permanent residents previously received these loans. The update, he said, ensures that FHA mortgage insurance programs align with administration priorities and focus on American homeownership.
This policy shift follows a broader initiative to prioritize American citizens in federal housing programs. On Tuesday, Turner and Department of Homeland Security (DHS) Secretary Kristi Noem announced the American Housing Programs for American Citizens memorandum. The directive strengthens interagency cooperation to prevent taxpayer-funded housing from benefiting illegal migrants. HUD will now provide full-time staff to assist in operations at the Incident Command Center (ICC), ensuring federal housing funds are not misused.
“The Biden Administration prioritized illegal aliens over our own citizens,” Noem said, vowing that government agencies will work together to prevent federal benefits from incentivizing illegal immigration. “If you are an illegal immigrant, you should leave now. The gravy train is over.”
A 2023 study from the Center for Immigration Studies (CIS) found that 60% of illegal alien households receive welfare, compared to 39% of native-born American households. Vice President JD Vance recently addressed the issue, arguing that mass immigration is a key driver of rising housing costs. The Economist acknowledged this in a March 13 article, admitting that increased migration has coincided with surging home prices, making housing less affordable for American citizens.
